What is this?
It's a guide written for mainland Chinese investors explaining how to buy US stocks: opening bank and broker accounts, understanding tax rules, staying compliant, picking a broker, and moving money in and out of the US.
Is this a structured book or a loose collection of tips?
It's organized as nine main chapters covering the full journey from account opening to tax, compliance, broker selection, funding, withdrawal, and getting a US tax ID (ITIN), plus a running addenda log of policy updates after May 2026.
Where should a beginner start reading?
Beginners should read Chapter 2 (Tax) and Chapter 3 (Compliance) first to understand taxation rules and their own risk tolerance before opening any account; those ready to act can jump to Chapters 1, 4 and 5 for the bank-to-broker funding route.
Is this official investment, tax, or legal advice?
No — the author states this is personal educational content only, not investment, tax, or legal advice, and warns that policies change quickly so information may already be outdated.
What does the tax chapter cover?
It explains how the CRS and FATCA information-exchange mechanisms work and frames the reader's tax exposure through a three-layer view of the tax system.
How does getting a US ITIN help?
Applying for a US Individual Taxpayer Identification Number opens up more bank and brokerage account options beyond what's already available to Chinese nationals without one.
Is cryptocurrency funding covered?
Yes, Chapter 6 covers crypto-based funding as an advanced, niche method for readers the traditional bank-to-broker route doesn't work for, noting it has a higher comprehension and compliance barrier.
Does the guide get updated after the main chapters were written?
Yes, a separate addenda log tracks post-May-2026 policy and channel changes, including the Fiat24 shutdown, new CARF crypto tax reporting rules, and funding paths through Bhutan's BIT.
What are similar projects?
investing-for-beginners, HowToLiveBetter, og-equity-compensation, kkndme_tianya, Financial_freedom, the-way-to-go_ZH_CN, DoubaoWorkGuide, the-craft-of-selfteaching
Which topics is it in?
accounting, legal-tech, investment, personal-finance, compliance, stock-market, fintech, cryptocurrency, chinese-language, finance, book, beginner-friendly